FEMA National Flood Insurance Program Claim Index

Snowflake table name : CYBERSYN.FEMA_NATIONAL_FLOOD_INSURANCE_PROGRAM_CLAIM_INDEX

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NameDescriptionTypeExample

NATIONAL_FLOOD_INSURANCE_PROGRAM_CLAIM_ID

Unique record identifier from FEMA for the claim.

VARCHAR

f62fa4fb-2bda-4fe9-90a5-5433e7837923

BUILDING_TYPE

Description of the use of the insured building.

VARCHAR

Main House

OCCUPANCY_TYPE

Description of the use and occupancy type of the insured structure.

VARCHAR

Single family residence

UNITS

The number of residential and nonresidential units covered by the Condominium Master Policy.

NUMBER

1

EVENT_DESIGNATION_NUMBER

The Event Designation Number (EDN) is a unique identifier established for a catastrophe flood event. EDN has replaced FICO as the new event tracking designation. Prior to June 2020 flood events were assigned FICO number designations; after June 2020, flood events are assigned EDN number designations.

VARCHAR

TX0120

FICO_NUMBER

Number assigned by the Flood Insurance Claims Office (FICO) at the time of a significant flooding event to uniquely identify each affected state.

NUMBER

366

FLOOD_EVENT

Name given to a flooding catastrophe.

VARCHAR

Tropical Storm Imelda

FLOOD_TYPE

Description of the characteristics of the flood.

VARCHAR

Low-Velocity Flow or Ponding

FLOOD_WATER_DURATION_HOURS

Number of hours flood water remained in the insured building.

NUMBER

0

FLOOD_WATER_DEPTH

Depth of flood water in inches. There are instances where measurements were provided in feet.

NUMBER

2

CAUSE_OF_DAMAGE

The method by which the insured's property and contents were damaged.

VARCHAR

Other causes

DATE_OF_LOSS

Date on which water first entered the insured building.

DATE

2017-09-11

BUILDING_PROPERTY_VALUE

Actual cash value of the main building in whole dollars as estimated by an adjuster.

NUMBER

166936

BUILDING_DAMAGE_AMOUNT

Actual cash value amount of damage to a main property in whole dollars.

FLOAT

6662.0

AMOUNT_PAID_ON_BUILDING_CLAIM

Dollar amount paid on the building claim. In some instances, a negative amount may appear which occurs when a check issued to a policy holder is not cashed and has to be re-issued.

FLOAT

5412.61

NET_BUILDING_PAYMENT_AMOUNT

Net building payment amount made to insured in dollars.

FLOAT

87687.17

NON_PAYMENT_REASON_BUILDING

Reason why a claim was not paid for a property structure.

VARCHAR

Not actual flood

CONTENTS_PROPERTY_VALUE

Actual cash value of the contents in whole dollars as estimated by an adjuster.

NUMBER

115000

CONTENTS_DAMAGE_AMOUNT

Actual cash value amount of damage to contents in whole dollars.

FLOAT

801.0

CONTENTS_REPLACEMENT_COST

Estimated cost in whole dollars to replace the contents as reported by the insurer. Replacement cost is not market value, and it does not include the cost of the land or building. It is strictly the estimated cost to replace the contents.

NUMBER

0

AMOUNT_PAID_ON_CONTENTS_CLAIM

Dollar amount paid on the contents claim. In some instances, a negative amount may appear, which occurs when a check issued to a policy holder is not cashed and has to be re-issued.

FLOAT

0.0

NET_CONTENTS_PAYMENT_AMOUNT

Net contents payment amount made to insured in dollars.

FLOAT

0.0

NON_PAYMENT_REASON_CONTENTS

Reason why a claim was not paid for the contents of a property.

VARCHAR

No demonstrable damage

AMOUNT_PAID_ON_INCREASED_COST_OF_COMPLIANCE_CLAIM

ICC coverage is one of several flood insurance resources for policyholders who need additional help rebuilding after a flood. It provides up to $30,000 to help cover the cost of mitigation measures that will reduce the flood risk.

FLOAT

0.0

ICC_COVERAGE

Amount of Increased Cost of Compliance (ICC) coverage for building in whole dollars. ICC coverage is the coverage for expenses that a property owner must incur, above and beyond the cost to repair the physical damage the building actually sustained from a flooding event, to comply with mitigation requirements of state or local floodplain management ordinances or laws.

NUMBER

30000

NET_ICC_PAYMENT_AMOUNT

Net Increased Cost of Compliance (ICC) payment amount made to insured in dollars.

FLOAT

0.0

REPLACEMENT_COST_BASIS

This indicates whether the building claim was settled on a replacement cost basis.

VARCHAR

Actual Cash Value Basis

TOTAL_BUILDING_INSURANCE_COVERAGE

Total Insurance Amount in whole dollars on the Building.

NUMBER

76000

BUILDING_DEDUCTIBLE

Total deductible amount in dollars for buildings, both main and appurtenant, that can be applied against a loss.

NUMBER

500

TOTAL_CONTENTS_INSURANCE_COVERAGE

Total Insurance Amount in whole dollars on the Contents.

NUMBER

100000

CONTENTS_DEDUCTIBLE

Total deductible amount in dollars for contents in both main and apartment structures that can be applied against the loss.

NUMBER

500

POLICY_COUNT

Insured units in an active status. A policy contract ceases to be in an active status as of the cancellation date or the expiration date. Residential Condominium Building Association Policy (RCBAP) contracts are stored as a single policy contract but insure multiple units and therefore represent multiple policies.

NUMBER

1

BUILDING_REPLACEMENT_COST

Estimated cost in whole dollars to replace the building as reported by the insurer. Replacement cost is not market value, and it does not include the cost of the land or contents. It is strictly the estimated cost to reconstruct the building.

NUMBER

369852

PROPERTY_INDICATORS

Array of characteristics of the insured property.

ARRAY

[ "Post-FIRM Construction", "Primary Residence of the Insure...

POLICY_RATING_METHOD

Policy rating method.

VARCHAR

Preferred Risk Policy (within a non-SFHA)

ORIGINAL_CONSTRUCTION_DATE

Original date of the construction of the building.

DATE

1989-06-15

ORIGINAL_FLOOD_POLICY_DATE

Original date of the flood policy.

DATE

2006-07-14

NUMBER_OF_FLOORS

Number of floors in the insured building.

VARCHAR

2 Floors

BASE_FLOOD_ELEVATION

Base Flood Elevation (BFE) is the elevation in feet from the Elevation Certificate at which there is a 1% chance per year of flooding.

FLOAT

-2.5

LOWEST_FLOOR_ELEVATION

A building's lowest floor is the floor or level (including basement/enclosure/crawlspace/sub-grade crawlspace) that is used as the point of reference when rating a building. This includes the level to which a building is flood-proofed. The elevation in feet of the reference level of the building from the Elevation Certificate.

FLOAT

14.0

ELEVATION_DIFFERENCE

Difference between the elevation of the lowest floor used for rating, or the flood-proofed elevation, and the base flood elevation (BFE), or base flood depth, as appropriate.

NUMBER

9

CURRENT_FLOOD_ZONE

Flood zone derived from the Flood Insurance Rate Map (FIRM) where the insured property is currently located.

VARCHAR

Special Flood with Base Flood Elevation on FIRM

POLICY_RATED_FLOOD_ZONE

Formerly called floodZone. NFIP Flood Zone derived from the Flood Insurance Rate Map (FIRM) used to rate the insured property.

VARCHAR

Special Flood with Base Flood Elevation on FIRM

CONTENT_LOCATION

The location of the contents of the property.

VARCHAR

Lowest floor only above ground level (No Basement/Enclosure/Craw...

LOWEST_ADJACENT_GRADE

Lowest natural grade adjacent to the insured structure prior to excavating or filling. The difference in feet of the lowest natural grade adjacent to the building from the reference level of the building.

FLOAT

47.9

CONDOMINIUM_COVERAGE_TYPE

Type of coverage the building has if it is a condominium.

VARCHAR

Not a Condominium

COMMUNITY_RATING_SYSTEM_CLASS

Community Rating System (CRS) Classification Credit Percentage used to rate the policy. The insurance premium credit is based on whether a property is in or out of the Special Flood Hazard Area (SFHA) as shown on the community's Flood Insurance Rate Map.

VARCHAR

SFHA 25%, Non SFHA 10%

DISASTER_ASSISTANCE_COVERAGE_REQUIRED

Federal agency that has required the purchase of flood insurance as a requirement for disaster assistance.

VARCHAR

Not Required

BASEMENT_ENCLOSURE_CRAWLSPACE

Basement is defined for purposes of the NFIP as any level or story which has its floor sub-grade on all sides.

VARCHAR

None

OBSTRUCTION

Type of obstruction in the enclosure of the insured property.

VARCHAR

Without obstruction (elevation of machinery/equipment is at or a...

NFIP_RATED_COMMUNITY_NUMBER

6-digit designation identifying the rated NFIP community. The first two numbers are the state code. The next four are the FEMA-assigned community number.

VARCHAR

460044

NFIP_COMMUNITY_NUMBER_CURRENT

6-digit designation identifying the current NFIP community. The first two numbers are the state code. The next four are the FEMA-assigned community number.

VARCHAR

455412

NFIP_COMMUNITY_NAME

Local political entity that has the authority to adopt and enforce floodplain ordinances for the area under its jurisdiction.

VARCHAR

City Of Charleston

STATE_GEO_ID

Cybersyn's unique identifier for a state, joinable to GEOGRAPHY_INDEX.

VARCHAR

geoId/45

COUNTY_GEO_ID

Cybersyn's unique identifier for a county, joinable to GEOGRAPHY_INDEX.

VARCHAR

geoId/48201

ZIP_GEO_ID

Cybersyn's unique identifier for a zip code, joinable to GEOGRAPHY_INDEX.

VARCHAR

zip/77080

CENSUS_TRACT_ID

Cybersyn's unique identifier for a census tract, joinable to GEOGRAPHY_INDEX.

VARCHAR

geoId/45019002612

CENSUS_BLOCK_GROUP_ID

Cybersyn's unique identifier for a census block group, joinable to GEOGRAPHY_INDEX.

VARCHAR

N/A

CITY

City of the insured property.

VARCHAR

N/A

LATITUDE

Latitude of the insured property.

FLOAT

26.2

LONGITUDE

Longitude of the insured property.

FLOAT

-95.5

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